I was sleeping when they called. So I got up and got on my computer and typed in the information and I couldn’t find anything so I hung up and called the number back and told them that I had talked it over with my husband and that I decided not to take the loan after all. And they hung up on me so I called them and asked what happened. I said I want to cancel my loan so send me the confirmation number where you cancelled my account application but he said that it would be a while. I changed my username and my password as well so please be careful with these phone calls. They https://paydayloanstennessee.com/cities/knoxville/ are something else.
I applied for a small payday loan online with Speedy Cash. The loan was successful and deposited into my bank acct. The very next day I received a call from a man with a thick West Indian accent stating he was calling about my online loan application. He proceeded to tell me that they mistakenly deposited $1000 in my account and I need to send that back or my loan will be penalized with extra fees that they will garnish from my bank acct. I am on a strict budget so I complied.
My email alert from my bank said the checks were deposited and pending but not available to use
Being that I am an honest person, I was instructed to go to Moneygram at a Walmart and send the money back, Which is what I did because the money really wasn’t my mine or what I asked for with the payday loan. My bank acct showed that 2 checks were deposited but not available to spend and pending so I thought nothing out of the ordinary and wired the money back. On my way home I stopped to get groceries and a few other items using my debit card with my own money in the bank and those transactions were approved and went thru.
They had indeed took all my existing money, the checks they deposited were returned and flagged as suspicious overdrafting my acct. I called the guy again and began to ask questions, heard someone laughing in the background and then got hung up on. Right then I knew I was scammed. The number they were calling me from was unknown but the number they gave me to contact them was . I googled it and its a scam number associated with CASHUSA and used often.
So I started thinking “Let me get some information from the guy that I’m talking to,” so I copied the phone number that I seen on my phone and I asked “where are you calling from again” and he said “Instant Cash USA” so I got up
I was naive and had never applied for a loan before but I am still responsible to pay all that money back, overdraft fees for each transaction that was returned and they took all my money I originally had in there as well. I was distraught and it put me in a bind plus the upcoming holidays are ruined for my household. It would be so easy for me to discriminate against all and any West Indians but I’m just not built that way and don’t want to block my blessings so in my heart I have to forgive and move on.
These people are evil, demonic individuals and will get theirs in due time. I was so angry, ready and willing to start bashing all West Indians for the actions of a few bad apples but I will bounce back and this is the first and last time that will EVER happen to me. **ASK QUESTIONS, RESEARCH AND STAY ALERT**. These people have all my personal info forcing me to use LIFELOCK now. Better to be safe now than sorry later though. Blessings to you all.
I just got a phone call saying that I had been approved for a loan for 1000. I said I don’t need a 1000 but I could use 500. They said “Hold on. I have to talk to my supervisor.” I said “okay”. They came back to the phone after 5 minutes and said that they would call me back in 10 minutes because they were really busy, so I said okay. So when they called back they said that they had to verify my information and wanted me to pay a fee for using the service. I really couldn’t understand what he was saying or talking about because I have 2 regular payday loan places that I use. I never had to pay a fee to use them.